Janata Bank Dubai maintains transparent fee structures across all banking services in 2026. Our comprehensive charge framework includes account maintenance fees, transaction costs, remittance charges, and digital banking fees. Understanding these costs helps you calculate your banking expenses effectively.

Banking Fee Calculator 2026

Account Maintenance Fees 2026

Important: All fees are subject to UAE VAT as applicable. Maintain minimum balance to avoid additional charges.

Personal Account

  • Monthly maintenance: AED 25
  • Minimum balance fee: AED 50 (if below AED 3,000)
  • Account closure: AED 100
  • Dormant account reactivation: AED 75

Business Account

  • Monthly maintenance: AED 100
  • Minimum balance fee: AED 200 (if below AED 10,000)
  • Account closure: AED 250
  • Additional signatories: AED 50 each

Transfer & Remittance Charges

Janata Bank Dubai offers competitive rates for money transfers to Bangladesh and other international destinations. Our Taka Remittance Arrangement provides direct banking solutions for Bangladeshi expatriates.

Transfer Type Fee Structure Daily Limit
Local UAE Transfer AED 15 per transaction AED 100,000
Bangladesh Remittance AED 20 + Exchange margin BDT 50,000 equivalent
International Wire AED 75 + correspondent charges USD 50,000 equivalent
Online Transfer AED 10 (eJanata platform) AED 25,000

Ready to send money to Bangladesh?

Check Transfer Limits

Digital Banking & Card Fees

Our digital banking services through the eJanata platform and ATM network provide convenient banking access with transparent fee structures.

Debit Card

Annual Fee: AED 100

Replacement: AED 50

QR Cash

Min withdrawal: 500 Taka

Service fee: AED 2

Online Banking

Registration: Free

Token: AED 25

ATM Access: Use any Janata Bank ATM free of charge. Other bank ATMs charge AED 5 per transaction.

Additional Service Charges

Documentation & Statements

  • Account statement copy: AED 10
  • Salary certificate: AED 25
  • Balance certificate: AED 30
  • Transaction history: AED 15
  • Checkbook (25 leaves): AED 50
  • Stop payment: AED 30
  • Returned check: AED 75
  • Account closure: AED 100

Penalty & Overdraft Fees

  • Overdraft interest: 2.5% per month on exceeded amount
  • Insufficient funds fee: AED 50 per instance
  • Account maintenance arrears: AED 25 per month
  • Dormant account fee: AED 50 quarterly after 12 months

Official Banking Portal

Access complete fee schedules and account management:

Visit eJanata Portal

Official and secure banking platform

How often are banking fees charged?

Most fees are charged monthly, while transaction fees apply per service. Check your account balance requirements to avoid additional charges.

Are there any fee waivers available?

Yes, maintaining minimum balances and using our digital banking services can reduce fees. Contact our customer service for personalized fee structures.

What are the international transfer limits?

Daily transfer limits vary by account type and destination. Bangladesh remittances have a daily limit of BDT 50,000 equivalent. View complete transfer limits and fees.

How can I avoid overdraft fees?

Monitor your account balance regularly and set up low balance alerts through eJanata. Consider our overdraft protection services available at branch locations.

Ready to open your account with transparent fees?

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