Janata Bank's QR Cash withdrawal service revolutionizes your banking experience by enabling secure, cardless ATM transactions. This innovative digital banking solution allows customers to withdraw cash using just their smartphone and the eJanata mobile app, eliminating the need to carry physical debit cards.

How QR Cash Withdrawal Works

QR Cash is Janata Bank's cardless ATM service that uses Quick Response (QR) code technology to enable secure cash withdrawals. The service integrates with your existing account through the eJanata digital banking platform, providing a seamless and secure transaction experience.

Important: QR Cash requires an active Janata Bank account and the eJanata mobile app installed on your smartphone.

Key Requirements:

  • Active Janata Bank current or savings account
  • Registered mobile number with the bank
  • eJanata mobile app downloaded and activated
  • Sufficient account balance for withdrawal
  • Valid PIN for mobile banking transactions

QR Cash Transaction Limits 2025

Janata Bank has established comprehensive transaction limits for QR Cash withdrawals to ensure security and proper cash management across our ATM network.

Current Transaction Limits

Minimum Withdrawal

BDT 500

Maximum Per Transaction

BDT 1,00,000

Daily Transactions

Up to 5

Monthly Limit

20 Transactions

Need higher transaction limits?

Business Banking Options

Step-by-Step Withdrawal Guide

Follow these simple steps to complete your first QR Cash withdrawal at any participating Janata Bank ATM.

1

Open eJanata App

Launch the eJanata mobile banking app on your smartphone and log in using your credentials.

2

Select QR Cash Option

Navigate to the QR Cash section from the main menu and select "Cash Withdrawal".

3

Enter Withdrawal Amount

Input your desired withdrawal amount (minimum BDT 500, maximum BDT 1,00,000) and confirm the transaction.

4

Generate QR Code

The app will generate a unique QR code valid for your transaction. Note the expiration time (typically 2 minutes).

5

Scan at ATM

Visit any Janata Bank ATM, select "QR Cash Withdrawal" and scan the QR code displayed on your phone.

6

Collect Cash

Once verified, the ATM will dispense your requested amount along with a transaction receipt.

Advanced Security Features

Janata Bank's QR Cash service incorporates multiple layers of security to protect your transactions and personal information.

Encrypted QR Codes

Each QR code is uniquely encrypted and valid for only 2 minutes, ensuring maximum security.

Time-Limited Access

QR codes automatically expire to prevent unauthorized use if lost or intercepted.

Biometric Authentication

Support for fingerprint and face recognition for app access and transaction approval.

Instant Notifications

Real-time SMS and app notifications for all QR Cash transactions and balance updates.

Official Digital Banking

Access secure QR Cash service through our official eJanata platform:

Visit eJanata Portal

Official and secure Janata Bank platform

Benefits & Key Features

Discover why QR Cash is becoming the preferred choice for modern banking customers seeking convenience and security.

Primary Benefits:

  • Cardless transactions - no need to carry physical debit cards
  • Enhanced security with encrypted QR technology
  • Available 24/7 at all Janata Bank ATMs
  • Instant transaction processing and confirmation
  • Real-time balance updates and notifications
  • Reduced risk of card skimming or theft
  • Compatible with all smartphones
  • Free service for existing account holders

Pro Tip: QR Cash is particularly useful for emergency situations when you don't have your debit card but need cash urgently.

Business Applications:

  • Petty cash management for small businesses
  • Employee expense reimbursements
  • Quick access to working capital
  • Secure cash withdrawals for business trips

Ready to start using QR Cash?

Next: Setup eJanata App

Frequently Asked Questions

What happens if my QR code expires?

Simply generate a new QR code through the eJanata app. Each code is valid for 2 minutes from generation. Learn more about app features.

Are there fees for QR Cash withdrawals?

Standard ATM withdrawal fees may apply based on your account type. Check our current fee structure for detailed information.

Can I use QR Cash at other bank ATMs?

Currently, QR Cash is available only at Janata Bank ATMs. Find nearby ATM locations for your convenience.

What if I don't have internet at the ATM location?

You need internet connectivity to generate the QR code, but the ATM scanning process works offline. Generate your code before reaching the ATM location to avoid connectivity issues.